Solar Panels in Ontario - Is It Worth It? Real Numbers for GTA Homeowners

Three years ago I installed a 9.6 kW solar system on my North York semi. Posting real-world results to help others make the decision.

My System

  • 24 x 400W panels (9.6 kW total)
  • South-facing roof, 25 degree pitch
  • SolarEdge inverter with optimizers
  • No battery storage (Hydro Toronto grid connection)
  • Installed October 2023

Cost

Total installed: $19,400 after all fees and permits. No significant rebates available at time of install.

3-Year Production Reality

Year 1: 10,280 kWh generated
Year 2: 10,650 kWh generated
Year 3: 10,440 kWh generated

My average annual consumption is about 11,200 kWh so the system offsets roughly 93% of my usage. Net metering credits carry forward and I get a small payment at year end for any balance.

Net Financial Impact

Annual electricity cost savings: approximately $1,450/year at current Toronto Hydro rates.
Simple payback: 19,400 / 1,450 = 13.4 years.
Remaining useful life of panels (25-year warranty): still 22+ years.
Lifetime savings at current rates: $30,000+.

What I Would Change

Battery storage. In Ontario’s net metering setup, the grid acts as your battery so it is not financially essential - but the two 2022 ice storms that knocked out power for 2-4 days each made me wish I had backup capacity.

Anyone else with real production data from Ontario? Curious how north-facing or east/west-split roof orientations perform.