Investment Property Renovation Strategy — How I Think About Scarborough Bungalows

Have been renovating Scarborough bungalows for investment for several years. Sharing my renovation strategy since the approach differs significantly from an owner-occupied project.

My target: Post-war Scarborough bungalows (1955-1972), purchased at a discount due to dated condition or deferred maintenance. Renovate to rental standard, hold for income.

Renovation standard I use:

  • LVP flooring throughout (7mm thick, quality brand — not the cheapest stuff, but not premium either)
  • Kitchen: painted MDF shaker cabinets, quartz counters (not laminate — the visual upgrade is worth the $2,000 premium), stainless appliances
  • Bathroom: new tub/shower surround (solid surface, not tile), new vanity, new toilet
  • All-new paint throughout
  • Electrical panel upgrade (100A to 200A) — essential for modern loads and required by most insurers now
  • No custom work, no unusual colours, no expensive fixtures

What I don’t spend on:

  • Custom millwork or built-ins
  • High-end tile
  • Premium appliances
  • Hardwood flooring (LVP performs better in rental anyway)

Typical total budget: $70,000-$95,000 for a full interior renovation on a 1,000-1,200 sq ft bungalow

Rental premium achieved: Consistently $250-$400/month above an unrenovated comparable at current Scarborough market rates. Payback period from rental premium alone: 18-24 months.

Questions welcome — happy to discuss specific line items or the Scarborough rental market in more detail.