# \#sewer-backup **URL:** https://home.renovation.reviews/tag/sewer-backup/2677.md [Latest](https://home.renovation.reviews/latest.md) · [Categories](https://home.renovation.reviews/categories.md) · [Tags](https://home.renovation.reviews/tags.md) --- ## [Does home insurance cover a flooded basement in Ontario?](https://home.renovation.reviews/t/does-home-insurance-cover-a-flooded-basement-in-ontario/48342)
**Author:** [@BuildersLTD](https://home.renovation.reviews/u/BuildersLTD)\ **Replies:** 0\ **Last updated:** [September 5, 2026, 2:08pm UTC](https://home.renovation.reviews/t/does-home-insurance-cover-a-flooded-basement-in-ontario/48342 "2026-09-05T14:08:05Z")
Only if you bought the add-on. A standard Ontario home policy does not cover water that comes up through the floor drain or in through the walls during a storm; it covers water that comes down through a roof leak. Whethe…