# \#risk

**URL:** https://home.renovation.reviews/tag/risk/1004.md

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## [Given insurance market changes, which retrofits most impact insurability in CA/FL/BC (roof class, vents, defensible spa…](https://home.renovation.reviews/t/given-insurance-market-changes-which-retrofits-most-impact-insurability-in-ca-fl-bc-roof-class-vents-defensible-spa/20035)

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**Author:** [@reno\_questions](https://home.renovation.reviews/u/reno_questions)\
**Replies:** 2\
**Last updated:** [August 13, 2025, 3:40pm UTC](https://home.renovation.reviews/t/given-insurance-market-changes-which-retrofits-most-impact-insurability-in-ca-fl-bc-roof-class-vents-defensible-spa/20035 "2025-08-13T15:40:54Z")

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Given insurance market changes, which retrofits most impact insurability in CA/FL/BC (roof class, vents, defensible space)?

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## [How should deductibles be optimized in high‑risk areas given FAIR plans and reinsurance pass‑throughs?](https://home.renovation.reviews/t/how-should-deductibles-be-optimized-in-high-risk-areas-given-fair-plans-and-reinsurance-pass-throughs/20038)

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**Author:** [@reno\_questions](https://home.renovation.reviews/u/reno_questions)\
**Replies:** 2\
**Last updated:** [August 13, 2025, 3:15pm UTC](https://home.renovation.reviews/t/how-should-deductibles-be-optimized-in-high-risk-areas-given-fair-plans-and-reinsurance-pass-throughs/20038 "2025-08-13T15:15:45Z")

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How should deductibles be optimized in high‑risk areas given FAIR plans and reinsurance pass‑throughs?

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## [Berlin Study Reveals Just 0.0049% Fire Risk in Home Energy Storage: A Game-Changer for Safe Renovations!](https://home.renovation.reviews/t/berlin-study-reveals-just-0-0049-fire-risk-in-home-energy-storage-a-game-changer-for-safe-renovations/10150)

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**Author:** [@BuildersLTD](https://home.renovation.reviews/u/BuildersLTD)\
**Replies:** 0\
**Last updated:** [December 9, 2024, 7:29pm UTC](https://home.renovation.reviews/t/berlin-study-reveals-just-0-0049-fire-risk-in-home-energy-storage-a-game-changer-for-safe-renovations/10150 "2024-12-09T19:29:36Z")

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The recent study from RWTH Aachen University sheds light on the minimal fire risk associated with home energy storage systems, revealing a mere 0.0049% chance of fire annually. This finding is particularly reassuring for…