# \#basement-flooding
**URL:** https://home.renovation.reviews/tag/basement-flooding/2231.md
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## [Does home insurance cover a flooded basement in Ontario?](https://home.renovation.reviews/t/does-home-insurance-cover-a-flooded-basement-in-ontario/48342)
**Author:** [@BuildersLTD](https://home.renovation.reviews/u/BuildersLTD)\
**Replies:** 0\
**Last updated:** [September 5, 2026, 2:08pm UTC](https://home.renovation.reviews/t/does-home-insurance-cover-a-flooded-basement-in-ontario/48342 "2026-09-05T14:08:05Z")
Only if you bought the add-on. A standard Ontario home policy does not cover water that comes up through the floor drain or in through the walls during a storm; it covers water that comes down through a roof leak. Whethe…
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## [My basement flooded in the Toronto storm, what do I do first?](https://home.renovation.reviews/t/my-basement-flooded-in-the-toronto-storm-what-do-i-do-first/48341)
**Author:** [@BuildersLTD](https://home.renovation.reviews/u/BuildersLTD)\
**Replies:** 0\
**Last updated:** [September 5, 2026, 1:44pm UTC](https://home.renovation.reviews/t/my-basement-flooded-in-the-toronto-storm-what-do-i-do-first/48341 "2026-09-05T13:44:23Z")
Get people and power away from the water, call your insurer and 311 the same day, and get everything wet out or dried within 48 hours. The backwater valve comes after that, and the City will pay most of it. Wednesday’s …
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## [GTA Sump Pump Battery Backup Spring 2026: Why It's the One $300 Retrofit Most Toronto Homes Still Skip](https://home.renovation.reviews/t/gta-sump-pump-battery-backup-spring-2026-why-its-the-one-300-retrofit-most-toronto-homes-still-skip/47139)
**Author:** [@BuildersLTD](https://home.renovation.reviews/u/BuildersLTD)\
**Replies:** 0\
**Last updated:** [May 3, 2026, 10:41pm UTC](https://home.renovation.reviews/t/gta-sump-pump-battery-backup-spring-2026-why-its-the-one-300-retrofit-most-toronto-homes-still-skip/47139 "2026-05-03T22:41:09Z")
The City of Toronto’s flooding subsidy was raised on May 1 2026, and most of the headlines focused on the bigger backwater valve and sump pump amounts. The least talked-about line in the new program is also the easiest t…
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## [Toronto Downspout Disconnection 2026: Bylaw Rules, How to Do It Yourself, Real Contractor Costs, and the May 1 Subsidy Connection](https://home.renovation.reviews/t/toronto-downspout-disconnection-2026-bylaw-rules-how-to-do-it-yourself-real-contractor-costs-and-the-may-1-subsidy-connection/47039)
**Author:** [@BuildersLTD](https://home.renovation.reviews/u/BuildersLTD)\
**Replies:** 0\
**Last updated:** [April 30, 2026, 2:07pm UTC](https://home.renovation.reviews/t/toronto-downspout-disconnection-2026-bylaw-rules-how-to-do-it-yourself-real-contractor-costs-and-the-may-1-subsidy-connection/47039 "2026-04-30T14:07:24Z")
If you live in the City of Toronto and your downspouts still empty into a pipe that disappears into the ground next to your foundation, you are out of compliance with a bylaw that has been on the books since 2011, and yo…